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Summary of Services Provided by AIS Risk Consultants

        Ratemaking

          Ø      Overall Rate Level Analyses and Filings

        Ø      Territorial Analysis and Filings

        Ø      Classification Analysis and Filings

        Ø      Competitive Analysis

        Reserving

          Ø      Analysis of Reserves

          Ø      Statement of Actuarial Opinion

         Self – Insurance

         Ø      Analysis of Funding Level

          Ø      Analysis of Liabilities for Prior Claims

          Ø      Cash Flow Projections

          Ø      Analysis of Self – Insurance Retentions and Excess Insurance

          Ø      Allocation of Funding Level Between Entities

                              Ø      Confidence Level Calculations

          Ø      Calculation of Dividends on an Overall Basis and Allocated to Entities

         Expert Testimony

          Ø      Provide Expert Testimony in Administrative Hearing

          Ø      Provide Expert Testimony in Court Cases

          Ø      Assist Other Witnesses for Testimony

          Ø      Assist in the Planning of Case

          Ø      Preparation of Cross Examination of Witnesses

          Ø      Work on Briefs and Appeals